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The SANAD Fund for MSME (SANAD)

The SANAD Fund for MSME (SANAD)

The SANAD Fund for MSME (SANAD) views micro, small and medium enterprises (MSMEs) as an engine of economic development, job creation and prosperity in the Middle East and North Africa (MENA).

MSMEs represent a vast and underserved sector with significant untapped investment opportunities. To realize this potential, SANAD provides debt and equity financing to local partner institutions for on-lending to MSMEs, hence fueling their growth. In recognition of the growing need for additional housing in the region, SANAD recently expanded its mission to support sections of society with limited access to finance for housing and shelter.

In addition to financing, SANAD provides hands-on support to partner institutions via its Technical Assistance Facility to maximize both the impact and the return of its investments.

SANAD was initiated by KfW Development Bank as a public-private partnership. Funded by the German Federal Ministry for Economic Cooperation and Development (BMZ), the European Union, KfW, Switzerland's State Secretariat for Economic Affairs (SECO), and the Austrian Development Bank (OeEB), the Fund is open to development finance and international financial institutions as well as private investors, such as GLS Bank and its clients.

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