IFC — a member of the World Bank Group — is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities in developing countries. In fiscal year 2023, IFC committed a record $43.7 billion to private companies and financial institutions in developing countries, leveraging the power of the private sector to end extreme poverty and boost shared prosperity as economies grapple with the impacts of global compounding crises. For more information, visit www.ifc.org.

CGAP’s FinDev Gateway is a global knowledge-sharing platform in financial inclusion. Available in four languages — English, French, Arabic, and Spanish — FinDev enables practitioners to share lessons, views, and expertise through blog contributions, interviews, and webinar presentations. Each language site specializes in content relevant to its associated region.

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Delta Informatics is a professional software development company, founded in Amman in 1993.

Delta Informatics has strong expertise in developing industry focused software applications for Financial Institutions, Manufacturing Industries, e-services, Mobile Apps in addition to special Turnkey Solutions.

A comprehensive MIS solution for MFI's is one of the major products developed by Delta since 2002. It provides an integrated Loan Tracking, Incentive, Credit Risk, Micro- Insurance, Saving & Deposit, Financial and HR modules that suites the need of any MFI. It is developed using the new Oracle Java technology with the facilities of e-payments and mobile banking.

Delta's projects distributed in 20 countries in the Middle East, Asia, and Africa.

BalaBNK is a LendTech company offering a next-generation digital lending platform that provides instant, small-ticket nano-loans to help individuals manage unexpected expenses with speed, dignity, and flexibility. Built by a team of seasoned bankers, technologists, and entrepreneurs, BalaBNK addresses a deep structural gap in the MENA financial landscape—where more than 78% of people live paycheck-to-paycheck and nearly half of adults resort to informal borrowing each year. The platform integrates with official data sources, employers, and digital payment rails to automate the entire lending journey, from onboarding and credit scoring to instant disbursement and seamless repayment.

Supporting both conventional and Sharia-compliant credit models, BalaBNK adapts easily to diverse regulatory environments across the region. Its core mission is centered around financial inclusion, responsible lending, and enabling underserved populations to access the liquidity they need during life’s unforeseen emergencies.

Launching first in Jordan, BalaBNK will expand into additional regional markets through Banking-as-a-Service arrangements and institutional partnerships.

Objective:
At Sanabel 2026, BalaBNK will publicly unveil its platform for the first time and announce its strategic partnership with Tamweelcom in Jordan to advance responsible digital credit services and promote financial inclusion. This partnership brings together BalaBNK’s technology and Tamweelcom’s extensive microfinance expertise to introduce a new generation of instant, digital, data-driven, customer-centric lending solutions.

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